Wedding insurance providers recognise the important role that close relatives play in the organisation and execution of a wedding. As a result, if you ask a close relative to look after your dress, your rings or anything else indispensable, then those items should still be covered by your wedding insurance.
Close relatives play a crucial role in most weddings, offering emotional support, delivering speeches, organising cakes and ferrying guests around. As a result they also feature heavily in wedding insurance policies. For instance, if the bride decides to wear an accessory or item of clothing that belongs to a close relative, it should be covered by your wedding insurance.
Not only that but if a close relative hires an item of bridal or ceremonial attire, such as the groom’s suit or the bride’s tiara that should also be included in your wedding insurance.
The same applies for your wedding flowers, photographs and the all-important cake. If either of these essentials is damaged whilst being stored by a close relative, this will usually be recognised by your wedding insurance as well.
Similarly, if your wedding gifts are stolen or damaged whilst a close family relative is looking after them you should be protected financially by your wedding insurance. There will probably be some time constraints that apply to this so check your wedding insurance policy document.
Be sure to check who’s included in the term “close relative” in your wedding insurance. Most wedding insurance policies include family such as parents, step-parents, sons, daughters, sisters, brothers, grandparents and other family members, but wedding insurance policies vary so if you are in any doubt, speak to your provider.
According to research carried out in 2006 by You and Your Wedding magazine, the average number of guests attending a wedding is 115. In amongst this number is the small group of close relatives who form the hub of a wedding ceremony. Without these family members many weddings would descend into chaos, so it can offer added reassurance to know that their important role is recognised by your wedding insurance.
Article provided on behalf of John Lewis Insurance
About John Lewis Insurance
John Lewis Insurance offers a range of insurance services selected by the John Lewis Partnership. These include car, home, pet, life, travel, event and wedding insurance.
For more information about John Lewis Wedding Insurance please visit the website here – www.johnlewis-insurance.com/homepage/wedding-insurance.html.
John Lewis Insurance is a trading name of John Lewis plc. John Lewis plc is an appointed representative of AXA Insurance UK plc which is authorised and regulated by the Financial Services Authority.
Terms, conditions, limitations, exclusions and eligibility criteria apply. A full copy of the policy wording and the insurance complaints procedure are available on request.
